Group Health Insurance

Building a successful business is enough hard work, without the added headache of finding affordable, quality health insurance.

Whether you're just starting out or own a small business with multiple employees, you're going to need help finding and securing health coverage.

Going into business for yourself can be a bit of a gamble. But not insuring yourself, family, or employees only raises the stakes. The two groups who should be most interested in a group health plan are:

• Self-employed persons who often think health insurance is an unaffordable luxury
• Small business owners who know employer-sponsored health insurance is one benefit workers truly value

Health insurance helps protect your finances in the following ways:

• Discounted rates for medical care. Insurance companies negotiate rates with health care providers. Without that feature, even the cost of a regular checkup or office visit can be twice as high
• Spares you unexpected medical costs. Bankruptcy, due to hospitalization over an unforeseen injury, happens more often than you’d think
• Protects your ability to work. If you don’t have your health, it isn’t possible to work
• Improves access to quality care. With a group health insurance plan, you gain access to a broader network of health care providers than you would have, otherwise
• Encourages a healthier lifestyle with regular checkups and preventive care that won’t cost you too much and are likely included in your policy.
• Shields your business from personal medical costs. Unexpected personal medical expenses can impact your personal liability for medical costs. Health insurance can help you keep your business protected
• Hire and retain great workers. Employer-sponsored group health insurance coverage is a valuable inducement to top talent, as well as an important consideration in complete compensation packages

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.